https://www.stlouisfed.org/on-the-economy/2023/nov/bankers-name-tightening-marg… Created Mon, 27/11/2023 - 21:30 Updated Mon, 27/11/2023 - 21:30 Tightening margins and technology concerns top the list of challenges for community bankers, according to the 2023 CSBS Annual Survey of Community Banks.