Then plan carefully This horror story from Florida (where else?) should give anyone pause who lives alone away from relations “as 3 out of 5 Americans in their 80s do.” Or if you have a family member who does (Washington Post): When Douglas Hulse pulled his Ford Mustang convertible into a Florida gas station three years ago, he looked so distressed that someone called 911. An ambulance rushed him to Orlando Health South Seminole Hospital, where doctors said he had a stroke. At 80, the retired pilot who had flown famous passengers around the country could no longer care for himself. […] A hospital can be liable if a patient is discharged into an unsafe environment. Because Hulse lived alone and the hospital officials saw no sign that he had family, that put them in a bind when his health didn’t improve. So they argued in court that he was no longer capable of making his own decisions and needed a guardian — a caretaker with enormous legal power. Medicare “pays the hospital by diagnosis, not length of stay,” so when Hulse started costing the hospital money, they quickly washed their hands of him. The court assigned as Hulse’s guardian Dina Carlson, a 51-year-old former real estate agent, the Post reports. The guardian a year later sold his home in an unadvertised sale to realtors in her neighborhood for $215,000. “A company called Harding Street Homes bought Hulse’s home and resold it a few months later for $347,000 — $132,000…