https://www.stlouisfed.org/on-the-economy/2023/dec/what-drove-growth-credit-sco… Created Tue, 19/12/2023 - 21:30 Updated Tue, 19/12/2023 - 21:30 The percentage of people with “good” credit rose sharply during the pandemic, driven both by borrowers improving their credit and by those preserving their good credit score.