https://www.stlouisfed.org/on-the-economy/2024/may/speed-discount-window-lendin… Created Thu, 23/05/2024 - 19:30 Updated Thu, 23/05/2024 - 19:30 The 1985 thrift crises in Ohio and Maryland show how the Fed, as a lender of last resort, took proactive steps to enhance the effectiveness of its discount window.