We are in the midst of another global transformation, but this time we might have the tools to get it right.
Reading
Self-education can help with personal finance knowledge deficits, which can be more pronounced for women, Economic Education Officer Mary Suiter says in an opinion piece.
Order Keef’s new collection here!

My latest for the Boston Globe.
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“I don’t know how they want to get undressed, above or below the waist, but I think it would be a disgusting sight in any case”, Volodya Pew-teen, as quoted by AP.
I’m just a low-income, sort-of white, ageing, male, semi-educated Aussie worker: a pleb. To rub shoulders with such VIPs is not one of my many privileges, so I have no direct, personal knowledge on those matters and it’s impossible for me to say either way.
Thank goodness!
What I can say with absolute certainty is that this is how people imagined the previous White House tenant:
Ratner and Sim’s “Who Killed the Phillips Curve – A Murder Mystery”

Publisher: Dragon Moon Press
Written By: J.V. Hilliard
RRP: £12.82 / $19.95 (Paperback) | £3.77 / $4.63 (Kindle)
Reviewed by: Sebastian J. Brook
Few persons, even legal scholars, realize that sovereign bankruptcy has a long history. Far from a pie-in-the-sky scheme conceived in the 1980s by international lawyers such as Christopher Oeschli and economists such as Jeffrey Sachs that later inspired the failed IMF Krueger proposal for a sovereign debt restructuring mechanism, the concept of sovereign debt bankruptcy and discharge (write-off) has an ancient and little known history. My new INET working paper sets out this history for the first time.
Expertise is broken. Trust is eroding. Enough is enough.
While helping at his family’s restaurant, author Ray Boshara has gotten to know the workers and has ideas that speak to their financial aspirations and struggles.
I would like to propose a new term: outrage dividend.
Outrage dividend is the boost in reach that content which elicits strong emotional responses often gets on social media and other content sharing platforms.
This boost can be related to human nature — an outrage-inducing article will get shared more. It can also be caused by the particular set-up of the platform a given piece of content is shared on — Facebook’s post-promoting algorithm was designed to be heavily biased to promote posts that get the “angry” reaction.
A tale of two media outlets
Imagine two media organizations.
A Herald
is a reliable media organization, with great fact-checking, in-depth reporting, and so on. Their articles are nuanced, well-argued, and usually stay away from sensationalism and clickbaity titles.
All my life I’ve known I was “creative” and “different.” Only recently have I realized that I’m both neurodivergent and bisexual. In my youth, as I struggled with drugs, alcoholism, depression, and underemployment, it never crossed my mind that I was neurodivergent—not that the term existed then. Even after I was diagnosed with an Anxiety […]
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