Age 25: Sure, I’ll try rock climbing. No harness? No worries. My life is carefree because I’ve never seen or paid for a medical bill. I watched Free Solo and thought, “Alex Honnold is definitely on his parents’ health insurance.”
Age 26: I will never try rock climbing. In fact, I don’t climb at all—no hills, ladders, or stairs of any kind. My house has a second floor that I’ve never seen because tripping on a carpet, spraining my ankle, and getting an X-ray would cost five hundred dollars.
Age 25: I take my bike out for leisurely rides on I-95, and I don’t wear a helmet because my parents’ health insurance comes with free MRIs.
Age 26: Is riding a bike still fun if my body is covered from head to toe in bubble wrap? If I wear elbow pads, will my broken arm heal without medical intervention? Can I use duct tape and a bottle of ibuprofen to fix my bones?