Thomas Neuberger, one of my favorite bloggers, has an excellent post on the fact that swathes of types of insurance are going to go extinct because of climate change. Property, fire, home (except from theft, though that may get hit during collapse) and so on. It’s worth a read.
This has already started to happen. Insurance companies are refusing to write new fire insurance policies in parts of California, for example, and no one with sense wants to insure buildings against hurricane risk in Florida. But it will spread: rivers will swell during climate change before they shrink, for example. Acts of God will become more and more common everywhere. Crop insurance, for example, is something that will become more expensive.



